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Accounting records archiving alternatives in Berlingen: the practical guide

Whether you run a Sàrl, an SA or a sole proprietorship in Berlingen, accounting records archiving eventually lands on your desk. Here are the practical reference points — legal basis, deadlines and common pitfalls — to decide with a clear head.

Digitalising accounting records archiving: what actually works

Digitising does not mean hoarding PDFs: without the document-entry link, a digital file is as opaque as a box of archives — true in Berlingen as everywhere.

For an owner in Berlingen, a dashboard only has value if the data is fresh: automating data entry means, first of all, buying up-to-date information about your own business.

Outsource accounting records archiving or keep it in-house?

A good test before choosing: ask the fiduciary HOW it wants to receive the documents. A precise answer (formats, frequency, platform) says more than any brochure — including in Berlingen.

Three signals say it is time to delegate more: missed deadlines (VAT, AHV), entries running months behind, or an owner spending evenings on receipts instead of the business. Conversely, an SME equipped with modern software can safely take day-to-day entry back in-house.

QR-bills and friction-free collections

The QR-bill is generated from the accounts, not the other way round: the document is born with its reference, amount and due date already linked to the receivable entry — a clear win for SMEs in Berlingen.

A business in Berlingen can collect by QR-bill even without sophisticated software: what matters is that every incoming payment finds its invoice, manually or automatically.

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The Swiss legal frame for accounting records archiving

For an owner in Berlingen, the question is never “do we need accounts?” but “at what level of detail?”. The CO sets the floor; the bank, the tax office and the shareholders set the rest.

One simple principle drives accounting records archiving: every franc in or out must be explainable by a document, an entry and an account. All of Swiss accounting law fits inside that traceability requirement.

Berlingen: what changes, what does not

Sole proprietorship, Sàrl or SA in Berlingen: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Thurgau.

For a business in Berlingen, that means VAT returns identical to anywhere in Switzerland, but a tax return and family allowances governed by the canton Thurgau.

Frequently asked questions

What is simplified bookkeeping and who can use it?

Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Berlingen.

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Berlingen, family allowances follow the canton's rates.

What is the difference between a limited and an ordinary audit?

The ordinary audit applies to companies exceeding, for two consecutive years, two of three thresholds: CHF 20 million balance sheet total, CHF 40 million revenue, 250 full-time positions. Others fall under the limited audit, and those with no more than ten full-time positions on annual average can opt out with all shareholders' consent. These federal thresholds do not depend on the registered seat — in Berlingen as anywhere.

Does MyFiducia.ai work for a business based in Berlingen?

Yes: the platform runs online, the rules applied are federal (VAT, CO, AHV), and the file can be shared with any fiduciary. A business in Berlingen manages its documents, VAT and exports exactly as anywhere in Switzerland.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates accounting records archiving for businesses in Berlingen: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Accounting records archiving alternatives in Berlingen